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I am in a better mood. This is a good thing. I will probably talk to my ob/gyn when I see him again. I need to call and make my yearly appt. What fun.
I only too 13 calls on X-mas eve. We had a 1/2 day, but still 13 calls in 4 hours means a boring time! Yesterday was alittle bit better but not much. K and I went out to lunch with another coworker and her bf and Jeshua and Caritas came and met us there. It was fun.
Our mortgage payment is going up to cover things in escrow. I am looking to find a lower homeowners insurance. I may also look into refinancing again. We shall see. The closing costs and such may make it too much to refinance. I also think my credit rating has gotten worse. Phaeton's may be a bit better.
I paid 14 bills last night. I have figured out we can pay 9 out of 21 online and 3 are automatically withdrawn each month. I am looking into getting 3 others to be paid online. This will be nice. I also made a favorites folder with all the websites of the bills we pay online.
I also need to go to the bank today. We have used the atm 8 times already this month. The bank starts to charge like 50 cents on the 9th time.
I need to contact my student loan people and see about putting off paying for another year. I need to remember the website. That is my biggest problem. Woohoo! Found it. Oh wait, it is in forbearance until January. The letter I got stated Nov. I can wait then till middle of next month. Yippy! I wish I could consolidate these again and get a lower interest rate. I have just saved the website. Go me.
Ok, I have bored you enough with bill and work talk. I need to get ready to drive Jeshua to work. Maybe I will think about resolutions for next year and write about those next.
I only too 13 calls on X-mas eve. We had a 1/2 day, but still 13 calls in 4 hours means a boring time! Yesterday was alittle bit better but not much. K and I went out to lunch with another coworker and her bf and Jeshua and Caritas came and met us there. It was fun.
Our mortgage payment is going up to cover things in escrow. I am looking to find a lower homeowners insurance. I may also look into refinancing again. We shall see. The closing costs and such may make it too much to refinance. I also think my credit rating has gotten worse. Phaeton's may be a bit better.
I paid 14 bills last night. I have figured out we can pay 9 out of 21 online and 3 are automatically withdrawn each month. I am looking into getting 3 others to be paid online. This will be nice. I also made a favorites folder with all the websites of the bills we pay online.
I also need to go to the bank today. We have used the atm 8 times already this month. The bank starts to charge like 50 cents on the 9th time.
I need to contact my student loan people and see about putting off paying for another year. I need to remember the website. That is my biggest problem. Woohoo! Found it. Oh wait, it is in forbearance until January. The letter I got stated Nov. I can wait then till middle of next month. Yippy! I wish I could consolidate these again and get a lower interest rate. I have just saved the website. Go me.
Ok, I have bored you enough with bill and work talk. I need to get ready to drive Jeshua to work. Maybe I will think about resolutions for next year and write about those next.
